GETTING ON THE SAME PAGE: DEVELOPING AN INVESTMENT POLICY STATEMENT

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At some point in our life, even if it was only as a child, you have sung a song with others. Think back to the last birthday party you attended which may have been for an acquaintance or a colleague. To have a passing chance at a pleasing harmony requires that everyone know the words and have a sense for the tune. Thankfully, according to Guinness World Records, “Happy Birthday to You” is the most recognized song in the English language (and has subsequently been translated into 18 languages) which means there is a good chance that any group of people can get by singing the 16 words (yes, there are only 16 words in that song).